VA and Texas Veterans Land Board buyers in Wilson County

VA and Texas Veterans Land Board buyers in Wilson County are usually after something the city can't offer. They want a home with room around it, or land to build on. The loan programs can get you there, and a rural property adds its own steps.

A well, a septic system, a gravel road and an older barn all get a closer look on a VA or Land Board purchase. The problems that stall these deals are usually known early, if somebody goes looking.

You get a buyer's agent who has been on your side of the table. Barbara Peterson leads VA and Texas Veterans Land Board purchases for us. She's a U.S. Army veteran who separated as a Major after over 14 years of service, with an honorable discharge. She moved with the Army and bought and sold houses as a service member, so she knows what a move on orders feels like from the inside.

Our buying process runs in four steps, and a VA or Land Board purchase follows the same path with a few added checks. See how we help you buy.

Get the financing lined up first

Talk to a lender who has closed VA loans on rural Texas property, or start with the Texas Veterans Land Board if you're using its financing. Not every lender handles a rural VA purchase smoothly. Barbara can give you names of lenders who have done it here.

Look at the property the way the appraiser will

The VA has its own property requirements, and a rural home's well and septic system have to meet them. Your lender can explain the current rules. We look at water, septic, access and the condition of the house before you write an offer. Your lender and the appraiser make the final call, and we try to make sure nothing surprises them.

Plan around the move

If you're buying on orders, tell us your report date and whether you'll be here for the walk-through. We can handle video tours, and your inspectors can report to you by phone. We'll build the timeline around the date you have to be in place.

Hold it together to closing

Barbara keeps the file moving once you're under contract. When a program requirement or a repair comes up, you hear it from her plainly: what happened, what it costs and what the options are.

Appraisals and program reviews on rural property can take longer than on a house in the city, especially when the appraiser has to account for acreage, a well and a septic system. We build that into the closing date from the start instead of discovering it the week before.

VA and Texas Veterans Land Board buyers in Wilson County can call Barbara Peterson directly at (210) 540-6487. If the purchase is mostly land, James Peterson ALC is at (210) 740-1295. Or send us a message with your timeline and what you're looking for.